Student Loan Information

Chattahoochee Technical College does not participate in any federal student or parent loan programs. Students who need additional funds beyond what they qualify for in federal and/or state student aid or students who are not eligible for any student aid may wish to apply for a private (alternative) education loan.

A private education loan cannot exceed a student's cost of attendance when added to all the student's other financial aid.  Chattahoochee Technical College does not endorse or support any specific lender or student loan program/product. Students and/or parents who find they must apply for a private education loan should contact their bank, credit union, or other private lending institution to ascertain if they provide private (alternative) education loans. Students may also conduct an internet search for "private student loans." We strongly recommend you compare interest rates, loan fees, and repayment plans before applying for or accepting any loan.

The Truth in Lending Act (TILA) and the Higher Education Act of 1965, as amended (HEA), require a lender to obtain a self-certification signed by the private loan applicant before disbursing a private education loan. The lender may provide the applicant the self-certification form.

All loan funds are contractual agreements between the borrower (student) and the loan holder (lender). Loan funds are generally disbursed to the college on the student's behalf, and then any credit balances are refunded from the Student Accounts Office according to their schedule for the semester.